Invest for the long run.Lower your tax bill.

Smart investors know that retirement accounts can be one of the best ways to invest.

We offer two types of retirement accounts: Roth and Traditional. With either account, you can get valuable tax benefits. When you sign up for Stash, we’ll help you pick the account that’s right for you, then make sure to help you maximize your tax savings.

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See the potential of your budget.

Based on a 5% average growth rate per year

$10 / week

Retire account

$34,548

Cash deposited

$15,600

Retire account$34,548Cash deposited$15,60030 yrs

Expected returns or probability projections are hypothetical in nature and may not reflect actual future results.This is a hypothetical illustration of mathematical principles, is not a prediction or projection of performance of an investment or investment strategy, and assumes weekly contributions at a 5% annual rate of return (compounded annually) and does not account for fees or taxes. It is for illustrative purposes only and is not indicative of any actual investment. Actual return and principal value may be more or less than the original investment.

Compare our types of retirement accounts.

Traditional IRA

Roth IRA

$5

Prior to age 59½ you’re generally subject to income tax and a 10% penalty

After age 59½ you’ll be subject to income tax but no penalty

You can deduct contributions from taxable income

Max. contribution of $5.5k per year ($6k if age 50+)

$5

Withdrawals of the money you put in are penalty and tax free

Prior to age 59½, withdrawals from the interest and/or earnings are subject to income tax and a 10% penalty

You pay no tax on investment earnings

Max. contribution of $5.5k per year ($7k if age 50+)

Account minimum

$5

Withdrawals

Prior to age 59½ you’re generally subject to income tax and a 10% penalty

After age 59½ you’ll be subject to income tax but no penalty

Tax benefits

You can deduct contributions from taxable income

Contributions

Max. contribution of $5.5k per year ($6k if age 50+)

Account minimum

$5

Withdrawals

Withdrawals of the money you put in are penalty and tax free

Prior to age 59½, withdrawals from the interest and/or earnings are subject to income tax and a 10% penalty

Tax benefits

You pay no tax on investment earnings

Contributions

Max. contribution of $5.5k per year ($7k if age 50+)

Stash does not monitor whether a customer is eligible for a particular type of IRA, or a tax deduction, or if a reduced contribution limit applies to a customer. These are based on a customer’s individual circumstances. You should consult with a tax advisor.

Let’s motivate
your money.

Ready to take the next step? A retirement account is included in these Stash plans1.

growth

$3/ month*

Build the foundation of a healthy financial life.

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 stash+

$9/ month*

Maximize the power of every dollar.

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If you'd like to open a standalone retirement account for $2 per month, please call us.

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