Banking

Included in: beginner, growth, stash+,

Online banking—the way it should be.

Stash subscribers get a bank account that comes with flexible money management, early payday4, and a debit card that can earn you rewards.3

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Early Payday

Get paid early.

It’s your paycheck. We want to get it in your pocket faster. Set up direct deposit to Stash, and we’ll deposit your paycheck up to 2 days early.4

Get started

Stock-Back Rewards

Get rewards without racking up credit card debt.

Earn Stock-Back® rewards3 on everyday spending. When you swipe your Stash debit card, we’ll give you small pieces of stock that correspond to your purchase (or a fund of your choice if there’s no match).

Learn about Stock-Back

Stock-Back rewards earned

(as of )

Stash Stock-Back® rewards is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the forgoing has any responsibility to fulfill any stock rewards earned through this program.

We've helped Stashers avoid over

$23.6M in overdraft fees.10

No Hidden Fees

Never pay another
hidden fee.

Overdraft fees? We don’t have those—or any other hidden fees, for that matter. We want to help you grow your Stash, not chip away at it with unnecessary fees (looking at you, big banks).

  • No overdraft fees.5
  • No monthly maintenance fees.2
  • No minimum balance fees.2
  • Access to thousands of fee-free ATMs.6 View fees.
Get started

Features

This is the future of banking.

Your bank account comes with access to tools and features that
provide a smarter banking experience.

Bank insights.7

Learn from helpful insights on spending

Recurring transfers.

Keep your bank account auto-funded.

Organize your money.

Divide your cash by goals and expenses.

Bill pay.

Automatically pay your recurring bills.

Mobile check deposit.

Deposit your checks, right from your phone.

E-wallet integration.

Pay on the go, no debit card necessary.

Stash Pricing

Choose the right plan
for you.

Ready to take the next step? A banking account is included in these Stash plans.

beginner

$1/ month*

Try out Stash and learn the basics

Learn more

growth

$3/ month*

Build the foundation of a healthy financial life.

Learn more

 stash+

$9/ month*

Maximize the power of every dollar.

Learn more
Get started

If you'd like to open a standalone retirement account for $2 per month, please call us.

Account Types

Get to know our
account types.

Personal Investment

Simple and flexible investing.

Included in:
beginner, growth, stash+,

Learn more

Retirement

Save for your future, get tax benefits.

Included in:
growth, stash+,

Learn more

Custodial

Invest on a child’s behalf.

Included in:
stash+,

Learn more

Banking

Banking with no hidden fees.1

Included in:
beginner, growth, stash+,

Learn more

FAQ

What are Stock-Back rewards?

Stock-Back rewards is our signature debit card rewards program that lets you earn pieces of stocks and funds back on qualifying purchases. Learn more about the Stock-Back program.

How can I get paid 2 days early?

ASAP Direct Deposit is a feature that you can access through your bank account with Stash. Your employer or benefits provider will often notify us of your incoming deposit in advance of your actual payday. If that happens, we can credit your pay or benefits to your bank account instead of waiting for payday—up to 2 days earlier! Learn more about ASAP Direct Deposit.4

What is direct deposit?

Direct deposit is when your employer or benefits provider electronically transfers your pay or benefits directly into your designated bank account. Your bank account with Stash includes access to ASAP Direct Deposit, which can help you get paid up to 2 days earlier than at other banks. Learn more about ASAP Direct Deposit.4

What do I need to open a bank account?

An optional bank account is included in all Stash subscription plans. You can apply for your bank account during registration or at any time in the app.2 To receive your physical Stash debit card in the mail, you’ll first need to make a deposit of $5 or more into your bank account.