Disclosures

Welcome to the web site www.stashinvest.com (the “Site” , ” blog”, or “Mobile Application”) owned and operated by Collective Returns, Inc. (Henceforward “Stash”, “StashInvest”, “we”, “us” ,”and/or “,”our”).  This Site has been created to provide information about our company and its web-based portfolio management services (the “Services”) to all users of the Site or Service who in any way use the Site or Mobile Application provided by Stash (in each case, a “User”).This service is available for residents of the United States only in states where Stash is registered.

Investing involves risk and investments may lose value. Before investing, consider your investment objectives, financial resources, experience, risk factors, and StashInvest fees. Past performance does not guarantee future results. Investment outcomes and projections are hypothetical in nature. More information and important disclosures can be found here.

Asset Allocation/Diversification Disclosure

Asset allocation and diversification do not guarantee a profit or protect against a loss in a declining market.

Communications 

Stash’s outgoing and incoming emails are electronically archived and subject to review and/or disclosure to someone other than the recipient.

Dollar Cost Averaging

Dollar Cost Averaging can reduce the impact of short-term price fluctuations on your investment portfolio. It involves the investment of a fixed dollar sum at regular intervals over time, the result of which is an average price, based on the number of shares or units obtained at each of the prices prevailing on the dates of purchase. Dollar Cost Averaging will not guarantee a positive return in a declining market.

Eligibility

You must be 18 or older, or of the legal age in your jurisdiction to form a binding contract in your jurisdiction if that age is greater than 18 years of age, to register as a user of Stash or to use the Stash services.

ETF Disclosure:

Investors should consider the investment objectives and unique risk profile of Exchange Traded Funds (ETFs) carefully before investing. ETFs are subject to risks similar to those of other diversified portfolios. Leveraged and Inverse ETFs may not be suitable for all investors and may increase exposure to volatility through the use of leverage, short sales of securities, derivatives and other complex investment strategies. Although ETFs are designed to provide investment results that generally correspond to the performance of their respective underlying indices, they may not be able to exactly replicate the performance of the indices because of expenses and other factors. A prospectus contains this and other information about the ETF and should be read carefully before investing. Customers should obtain prospectuses from issuers and/or their third party agents who distribute and make prospectuses available for review. ETFs are required to distribute portfolio gains to shareholders at year end. These gains may be generated by portfolio rebalancing or the need to meet diversification requirements. ETF trading will also generate tax consequences. Additional regulatory guidance on Exchange Traded Products can be found by clicking here.

Stash Blog Disclosures

Stash’s blog is for informational purposes only and does not constitute a recommendation to buy or sell securities. You should not rely on this information as the primary basis of your investment, financial, or tax planning decisions. Certain sections of this commentary may contain forward-looking statements that are based on our reasonable expectations, estimates, projections and assumptions. Forward-looking statements are not guarantees of future performance and involve certain risks and uncertainties, which are difficult to predict.

Third Party Disclosures

This Site may contain links to other websites, including links to the websites of companies that provide related information. Such external Internet addresses contain information created, published, maintained, or otherwise posted by institutions or organizations independent of StashInvest. These links are solely for the convenience of visitors to this Site, and the inclusion of such links does not necessarily imply an affiliation, sponsorship or endorsement. StashInvest does not endorse, approve, certify, or control these external Internet addresses and cannot guarantee or assume responsibility for the accuracy, completeness, efficacy, timeliness, or correct sequencing of information located at such addresses. The performance and composite information shown on this Site uses or includes information obtained from third party sources. Third party data is obtained from sources believed to be reliable but StashInvest cannot guarantee currency, accuracy, timeliness, completeness or fitness for any particular purpose.

If you have any questions please reach out to us at support@stashinvest.com.