Get $50 to invest with direct deposit.

Start getting paid up to 2 days earlier4, plus get a bonus $50 to invest if you direct deposit $300 or more within 30 days.12

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Early Payday

Unlock early access to
your pay.

Most banks may hang onto your paycheck. We’d rather get your money into your own hands, so we pass it along as soon as we receive it. It’s fast and easy to switch your direct deposit to Stash—and if you direct deposit $300 or more within 30 days, we’ll give you $50 to invest12.

FAQ

What is direct deposit?

Direct deposit is when your employer or benefits provider electronically transfers your pay or benefits directly into your designated bank account. Your bank account with Stash includes access to direct deposit, which can help you get paid up to 2 days earlier4. Learn more about direct deposit. Learn more about direct deposit.

How do I set up direct deposit?

It’s easier than ever to switch your direct deposit to Stash banking—here are your options!

The quickest way to enroll in direct deposit can take under a minute. First, navigate to the Spend tab in the Stash app and tap on Direct deposit. Choose Continue to start the switch in the app. From there, you’ll just need to:

  1. Tell us who your employer is and enter your employee ID (if you have one).
  2. Let us know the amount or percentage of your direct deposit you want to allocate to Stash.

Depending on your employer, we’ll either send the direct deposit form to your employer on your behalf, pre-fill the form for you to then share with your employer, or take you to your employer’s online payroll provider to finish up all the details. Typically, your direct deposit switch will occur within 1 to 2 pay periods.

Prefer to switch over your direct deposit the traditional way? You can also choose to download and print the manual direct deposit form via the Stash app, fill it out, and then hand it in to your employer or benefits provider.

How can I get paid 2 days early?

Direct deposit is a feature that you can access through your bank account with Stash. Your employer or benefits provider will often notify us of your incoming deposit in advance of your actual payday. If that happens, we can credit your pay or benefits to your bank account instead of waiting for payday—up to 2 days earlier! Learn more about direct deposit.4

What do I need to open a bank account?

An optional bank account is included in all Stash subscription plans. You can apply for your bank account during registration or at any time in the app.2 To receive your physical Stash debit card in the mail, you’ll first need to make a deposit of $5 or more into your bank account

Am I eligible for the $50 to invest promotion?

To be eligible for the $50 to invest promotion, you must:

  • Have an active Stash banking account.
  • Direct deposit at least $300 to your Stash banking account within a 30 day period.
  • Have not redeemed previous direct deposit-related promotions before December 5, 2019

See more information about exclusions in our Terms & Conditions.12

Can I turn off direct deposit?

To cancel a direct deposit, contact your payer or the agency that administers your benefit. They’ll tell you how to cancel the service.

Features

Online banking, made easy.

Your digital-first Stash banking account also comes with tools and tips that can help you save more and spend smarter.

Organize your money.

Create a separate space for your money that can be used to cover unexpected bills or save up for a big purchase.

Bank insights7

Learn from helpful insights on spending

Recurring transfers

Keep your bank account auto-funded.

Stock-Back® rewards

Earn stock on your everyday spending.

Mobile check deposit

Deposit your checks, right on your phone.

Digital bill pay

Automatically pay your recurring bills.

E-wallet integration

Pay on the go, no debit card necessary.

Security

Trusted by millions.

There’s nothing more important to us than keeping you safe. We use cutting-edge security technologies to protect your personal information, exceeding industry-wide standards.

Learn about Stash security

Stash Reviews

Here’s what the press is saying about Stash.

cnn

“Apps like Stash even include articles and guides to break down the basics of the market.”

techcrunch

“The micro-investing app that’s been a hit with first‑time investors.”

usatoday

“…it’s loaded with educational information and lets me find stocks that align with my core values…”

girlboss

“It offers ready-made portfolios that give you thematic choices for investing.”

147k+ reviews on App Store and Google Play Store

Over 4 million Americans use Stash to invest, save, and spend.

This is not an endorsement or a statement of satisfaction.