In order for a user to be eligible for a Stash debit account, they must also have opened a taxable brokerage account on Stash.
1 Other fees apply to the debit account. Please see Deposit Account Agreement for details.
2 Account opening of the debit account is subject to Green Dot Bank approval.
3 Opt-in is required. In order to earn stock in the program, the Stash debit card must be used to make a qualifying purchase. If publicly-traded stock of the merchant (or a subsidiary thereof, if applicable) is not available or otherwise capable of being fulfilled for any reason, the stock reward arising from a qualifying transaction will be in an ETF available on the Stash Platform. Stash reserves the right to amend this program and the terms and conditions thereof and/or cancel this program at any time, for any reason, upon notice to you. See Terms and Conditions for more details.
Stock rewards that are paid to participating customers via the Stash Stock-Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.
Stash Stock-Back™ is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any stock rewards earned by this program.
4 Early access to your direct deposit depends on deposit verification and when Green Dot Bank gets notice from your employer, and may vary from pay period to pay period.
5 Transaction is declined and no fee is charged.
6 Other fees may apply. Fee-free ATM access applies to in-network ATMs only. For out-of-network ATMs and bank tellers a $2.50 fee will apply, plus any additional fee that the owner or bank may charge.
7 Debit Insights provided by Stash Investments LLC.
8 The recurring transfers feature is offered by Stash Investments LLC and is not sponsored or endorsed by Green Dot Bank.
9 The adult (or Custodian) who opens the account can manage the money and investments until the minor reaches the “age of majority.” That age is usually 18 or 21, depending on the Custodian’s state. The money in a custodial account is the property of the minor. Money in a custodial account can be used by the parent or legal guardian, but only to do things that benefit the child.
10 Neither Green Dot Bank nor Stash offers overdraft services.
11 You’ll also bear the standard fees and expenses reflected in the pricing of the ETFs in your account, plus fees for various ancillary services charged by Stash and the Custodian.
The average amount of overdraft fees that Stash debit users paid is derived from users’ transactions analyzed through the Quovo service. The data was obtained from linked checking accounts using Quovo. Average fee calculation is based on a lookback of users’ bank account transactions from August 3, 2019 through August 13, 2019 for the following types of fees: Overdraft Fees, as categorized by Quovo. The number of purchases blocked due to insufficient funds is based on a lookback from October 12, 2018 through August 13, 2019.
*The Monthly Wrap Fee starts at $1.00 and you’ll also bear the standard fees and expenses reflected in the pricing of the ETFs in your account, plus fees for various ancillary services charged by Stash. For current fee schedule, please see the Stash Wrap Fee Brochure.
**“Set Aside” is defined as complete incoming transfers from external funding sources to Stash Invest across all account types including the debit account since 9/11/2015. This value does not factor in withdrawls.
Debit Account Services provided by Green Dot Bank and Stash Visa Debit card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of the registered trade names are used by, and refer to a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Your debit account is insured to the regulatory limits by the Federal Deposit Insurance Corporation (FDIC). Green Dot is a registered trademark of Green Dot Corporation. ©2019 Green Dot Bank. All rights reserved.
Investment products and services are not offered by Green Dot Bank and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.
This material is for informational purposes only and is not intended as investment advice and is not meant to suggest that any securities are suitable investments for any particular investor. Investment advice is only provided to Stash customers. All investments are subject to risk and may lose value.
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Information provided by Stash Support is for informational and general educational purposes only and is not investment or financial advice.
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